Peggy Anderson
Phone:
843-568-4521
Mobile:
843-568-4521


Fax:
843-416-1568
Email
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Office:
Charleston-Mt. Pleasant
496 Bramson Court
Suite 200
Mt. Pleasant, SC 29464

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Justaskpeggy

Charleston Area Neighborhoods

BERESFORD COMMONS

SNEE FARM

DUNES WEST

PARK WEST

SEASIDE FARMS

 

Featured Property

FSBO First

 I respect the right of all homeowners to manage the marketing and sale of their own home. However I find in most cases that the sellers who undertake this endeavor quickly grow disillusioned at their inability to attract enough qualified buyers to yield a bona fide and satisfactory offer on their property.

 
I set about to design a program that enhances a seller’s ability to increase buyer traffic and improve their odds of getting their home sold while still affording them potentially significant commission savings. The result of this effort is the “FSBO First” program. Here’s an overview of how the program works:
 
1. Seller has a protected “By Owner” period to sell their home
2. During this period, I will market and promote the home
3. If the home sells during the By Owner period, zero listing commission is due
4. If not sold in the By Owner period, I will launch the full “Homesale Program”
5.  At any time after the By Owner period, if the Seller finds an unrepresented buyer, zero buyer side commission is due.
 

Contact me for more information

         

 
 


What you need to know about buying real estate in South Carolina

 

Buyer Representation..Agency disclosure is the law in South Carolina . You will need to discuss with your agent whether you would like to receive information and assistance (customer) or to be represented (client)? As a client, your agent can negotiate for you the best price and terms in a real estate transaction. Your agent would owe utmost loyalty to you, the client, and must pass on to you any information he or she knows which might influence your decision to buy.

 

Negotiating For The Right Home.. I recommend that to enhance your position as a buyer you will need to get pre-qualified for a mortgage.

When I find the right home for you, I will: 

. Let you know what similar homes have sold for within the last few months.

. Give you as much history of the property as I can; including, how long the home has been on the market, if the price has been reduced, what the current owner paid for the property and why they are selling.

. Facilitate a comparison to the other homes we’ve looked at.

. Help to evaluate the current condition of the property.

. Guidance as to market conditions in the Charleston market, as well as the neighborhood you’ve chosen. 

. I will help you affect a strategy using this information to your advantage.

 

Home Inspections..I  strongly recommend a home inspection. Home inspections would be a contingency to an offer to purchase and should major problems be uncovered, you would then have the right to void the offer to purchase or to renegotiate the terms of the offer. We have many home inspectors that are not only licensed with the state but also licensed contractors. A home inspection will generally cover the major systems of the house, including structural, plumbing, wiring, heating and air conditioning. The home inspector will check floor and roof systems, doors, windows and fireplaces. It is recommended that the buyers attend the home inspection which will generally take between 2 and 2.5 hours. This is a great opportunity for the homeowner to ask questions and pick up some maintenance tips. The inspection report is generally written the following day and two copies delivered to your agent. A home inspection is based on square footage and usually costs between $200 and $400.

 

Termite (CL100) Inspection.. A termite inspection known as a CL100 report is required before a closing can take place in South Carolina . The CL100 report checks for active termites, prior treatments as well as moisture conditions below the first floor. The average cost of a CL100 inspection is between $100 and $150.

 

Appraisal..The lender will order an appraisal of your home. The appraisal determines the fair market value of the home and insures that the home is worth the price you are paying. The average cost of an appraisal is between $300 and $400.

 

Contingencies..Subject to a stated event which must occur before a contract is binding. Some of the more typical contingencies, one or more may be a part of your offer. 

 . Subject to a loan approval.  

. Subject to a satisfactory home inspection.  

. Subject to a termite inspection.  

. Subject to a home sale.

. Subject to your approval of covenants and restrictions in a neighborhood.  

The Closing Process..Closings in the greater Charleston area are handled by Attorneys. The closing attorney is always the buyers choice, chosen by the buyer and paid for by the buyer, with the exception of new construction. New construction may offer the buyer discounts for using the builders’ attorney.

The attorneys have affiliations with the title companies. The closing attorney will complete the title work, work with the lender in completing all loan documents, calculate tax and interest prorations. The attorney will work closely with the lender, buyer and the agent to finalize the transaction.  The attorney will disburse all funds according to the written and signed instructions including, sellers’ proceeds, commissions and any other payments required        The items of a successful real estate transaction can be;

 

1.      Dictated by Federal law

2.      Completed according to local custom

3.      Negotiable between buyer and seller

4.      Dictated by State Of South Carolina Law.                                                 

We handle more relocations than almost anyone. I understand that both the laws and the customs differ greatly from area to area, state to state and country to country. I understand these differences and do my best to make sure that you are an informed client. Let me guide you through the process.